financial literacy platform

personal finance

personal finance is the financial management that an individual or a family unit performs to budget, save,and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances, the individual would take into account the suitability of various banking products (checking accounts, savings accounts, credit cards, and loans), insurance products (health insurance, disability insurance, life insurance, etc.), and investment products(bonds, stocks, derivatives, etc.), as well as participation in and monitoring of income tax management and pensions.